HOA Buyers Wary of Surprise Costs Now Have a Safety Net

As buyers grow increasingly cautious about purchasing homes in associations with underfunded reserves, new solutions are emerging to address the risk. According to RealEstateNews.com, roughly seventy percent of HOAs nationwide fall short of recommended reserve funding levels. A new warranty-style product is now offering buyers protection against unexpected special assessments tied to poor reserve planning. Industry professionals say this trend highlights a growing market expectation for transparency and financial stability — and it sends a clear message that reserve health directly impacts buyer confidence and marketability.

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New Jersey Strengthens Capital Reserve Study Requirements

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Commission Says HOAs Are Not Properly Funding Reserves