New Jersey Strengthens Capital Reserve Study Requirements

New Jersey has enacted legislation that significantly strengthens capital reserve study and funding requirements for community associations. The updated law mandates more detailed long-term funding projections and requires associations to demonstrate that reserve balances will not fall below zero at any point in the planning horizon. Legal experts note that while the law applies only to New Jersey, it reflects a broader national trend toward stricter financial oversight and accountability for association boards. Observers believe similar legislative efforts could emerge in other states as infrastructure ages and financial transparency becomes a higher priority.

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